Friday’s Frugal Five!

Friday’s Frugal Five!

Happy Friday!  Here’s a peek into five money-related moments from my past week.

  1.  Last Friday I texted my friend to wish her a happy 40th!  She had won free tickets to a concert that night, and plans with another friend fell through, so she offered me her extra ticket.  Normally I would have found excuses not to go, but the last minute nature of the invite worked in our favor this time.  As a plus I got to spend quality time catching up with a friend I haven’t seen much since my daughter was born.
  2. I changed the way I’m handling dependent care flex reimbursements this year.  Our current daycare sends monthly invoices, which I submit for reimbursement as soon as they are received.  The daycare cost is significantly(!) more than what’s being deposited in my flex account each month, so our claims submission process is smart enough to know to cut me a check after each paycheck, when the new deduction has been placed in my flex account.  It doesn’t change the amount I receive back from my flex account, but it does ensure consistent cash flow every two weeks.
  3. Due to an unfortunate incident my trusty old Kindle died on Monday.  It wasn’t ‘frugal’ to buy a new one, but I love to read, and use Overdrive through our local library to check out e-books all the time.  Since I borrow almost all books I read instead of buying them, I should recoup the cost of the Kindle before the end of the year.  
  4. We spent at least $25 less than average on our grocery store trip last weekend.  I’m not sure what we did that made it so efficient, but I need to try to recreate it!  I think we did have some efficiencies from meal components that overlapped.  For example, I made homemade meatballs on Sunday, then we used them for two separate meals (spaghetti and meatball subs).
  5. Our tax refunds have already been squirreled away!  None of it is being spent at this time; there are things going on behind the scenes here that suggest this is the most prudent option at this time (more on this in an upcoming post).  Part of it went to beef up our online savings account (the 1st tier, super liquid emergency fund) and part of it went into the brokerage account (the 2nd tier emergency fund).

What were your big money moments from the past week?

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