One of my favorite things about reading blogs is learning about the personal money stories of others. So in that vein, I thought it might be fun to show a week-in-the-life of my spending.
Here’s everything I spent from last Monday through yesterday (Sunday).
In terms of our household finances, this look only includes what I spent and doesn’t include Mr. FIREDup’s personal spending. However, we have a joint credit card that most household expenses go on, so this includes the vast majority of purchases for our family.
Without further ado, here we go!
No spend day. Drank free coffee at work, packed leftovers for lunch, and Mr. FIREDup made dinner at home.
Coffee from cafe at work – $2.10
Daycare – $280.00 (This is a killer to our budget right now with just one income, but I love our daycare. The rate should go down a little early next year when our toddler moves up a room. There is also the possibility of part-time care starting then, should Mr. FIREDup not be working a traditional full-time position at that time.)
I packed leftovers for lunch and we had dinner at home again.
Amazon – $12.99 (A step stool for our toddler so she can reach the sink to wash her hands!)
Vending – $1.15 (I packed a sad lunch from home and bought some Cheetos from the vending machine to supplement.)
Annual life insurance premium – $389.24 (Mr. FIREDup and I both bought 20-year term policies this year. NOTE: Don’t wait until you’re 40 to buy life insurance. It’s stupid expensive. I have more to write on the life insurance process in a future post.)
Coffee at work – $2.69
Chipotle – 0.00 (Had lunch with a friend, but used a Chipotle gift card so there was no out of pocket cost.)
Beer at bar – 0.00 (Convinced a co-worker to leave work a little early and we hit up the local watering hole for a drink. She picked up the tab, so I promised to pay next time.)
We had dinner at home.
Gas bill – $29.70 (I got paid today, so paid this utility bill and a credit card.)
Coffee at work – $2.69 (This was a bad week for this habit. It tends to go in waves. Some weeks I don’t buy coffee at all; most weeks it’s once or less. Some weeks are like this one and I buy way too often. This habit tends to be correlated with my co-worker’s behavior. It’s uncommon for me to go when she doesn’t. A true reflection of how our behavior is influenced by others.)
Pizza dinner – $34.86 (Two side salads, a large pizza, and a beer that I shared with my husband. We had enough leftovers for lunch on Saturday.)
Grocery store – $132.03 (A week of groceries. Lots of needs and several wants, too. This is a little higher than our average weekly spend, but not by much.)
We ate all our meals at home this day.
Coffee – 0.00 (Had morning coffee with a friend and used a gift card.)
Concretes at Culver’s – 5.23 (Had a BOGO coupon so we had this as an afternoon treat before a stop at the library to pick out new books for the toddler.)
We ate all our meals at home this day, too.
So there you have it! A week of spending. Anything in there surprise you? Would you like to see this feature again? Would love to see others share their diary, too!